Loan Types · Pre-Sale & Completion
Start construction without pre-sales. Hold completed stock and sell on your terms. Private finance that protects your development margin from start to finish.
Enquire NowThe pre-sale requirement is one of the single biggest margin killers in residential development. Off-the-plan discounts of 5–15% erode feasibility before a slab is poured. Greyford Capital provides construction finance without a pre-sale threshold — giving you the ability to build, complete, and sell at full market value.
We assess your project on its commercial fundamentals — site value, construction cost, comparable sales, and your exit strategy. If the numbers work, we fund. No off-the-plan discounts required.
When your construction facility expires at practical completion, residual stock finance allows you to repay the construction lender and retain unsold stock for sale in an orderly manner — without the pressure of a looming loan expiry.
All rates and LVRs are indicative and subject to project assessment. No-pre-sales policy applies to most facilities; exceptions may apply for very high LVR or complex projects.