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Loan Types · Commercial Purchase

Commercial Property
Purchase Finance

Private lending for commercial property acquisition. Low-doc options available. Where banks decline on policy, we assess on merit.

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Rates from8.95% p.a.
Max LVR70%
Low-docAvailable
Loan size$500k – $50m+
Terms in24–48hrs*

Commercial property finance — assessed on merit.

Banks have tightened commercial lending criteria significantly. Lease doc requirements, covenant restrictions, and policy exclusions have made it increasingly difficult for investors and developers to acquire commercial assets. Greyford Capital looks at the property, the income, and the borrower's position — not a policy checklist.

Property types we finance

Office buildings and commercial suites
Retail and strip shopping centres
Industrial and warehouse properties
Mixed-use commercial and residential
Hotels, motels, and accommodation assets
Healthcare, childcare, and specialist commercial

Key features

Low-Doc Available

Lease doc and low-doc options for self-employed borrowers, or where full financials aren't available. ABN and BAS statements often sufficient.

Non-Conforming Considered

Credit impairment, offshore income, complex structures — we look at the whole picture, not just what fits a bank's scorecard.

LVR up to 70%

Competitive LVRs assessed against independent valuation of the commercial asset. Both owner-occupied and investment properties considered.

Fast Settlement

Indicative terms in 24–48 hours. We move at the pace of the market, not the pace of a committee.

Typical loan parameters

RateFrom 8.95% p.a.
LVRUp to 70%
Loan size$500,000 – $50m+
Term6 – 36 months
Security1st mortgage
DocumentationFull-doc and low-doc

All rates and LVRs are indicative and subject to assessment of the specific property, income profile, and borrower. LVRs assessed against independent valuation.