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Loan Types · Construction & Development

Construction &
Development Finance

Private construction lending for residential and commercial developers. No pre-sales required. Progress drawdowns. LVR up to 70%. From $500,000 to $50 million-plus.

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Rates from8.95% p.a.
Max LVR70%
Loan size$500k – $50m+
Pre-sales requiredNone
Indicative terms24–48hrs*

Private construction lending — without the bank's conditions.

Banks have made construction finance harder to access than ever. Extensive pre-sales requirements, lengthy credit processes, and rigid policy parameters have left many viable developments unfunded. Greyford Capital arranges private construction finance assessed on the commercial merits of your project.

What we finance

Residential apartment and townhouse developments
Commercial and mixed-use construction
Industrial and warehouse development
Subdivision and land development
Boutique and luxury residential projects
Student accommodation and build-to-rent

Key features

No Pre-Sales Required

We assess feasibility, site value, and exit strategy — not your pre-sale schedule. Start construction and sell at full market value.

Progress Drawdowns

Funds are drawn progressively against construction milestones. Interest is charged only on the drawn balance — keeping your costs lean.

Low-Doc Available

Self-employed? ABN under two years? No full financials? We work with the documentation you have, not the documentation a bank demands.

LVR up to 70%

Facilities up to 70% of the as-if-complete value, assessed by an independent valuer. Higher LVRs considered for strong projects.

Typical loan parameters

RateFrom 8.95% p.a.
LVR (as-if-complete)Up to 70%
Loan size$500,000 – $50m+
Term6 – 36 months
Security1st mortgage (2nd considered)
Pre-sales requiredNone
Drawdown structureProgress stages
RepaymentInterest capitalised or monthly

All rates and parameters are indicative and subject to assessment of the specific project, security, and borrower profile. Rates quoted are per annum. LVRs are assessed against independent valuation.