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Loan Types · Bridging & Mezzanine

Bridging &
Mezzanine Finance

Short-term private capital for urgent settlements, funding gaps, and capital stack structuring. When timing is everything, we provide certainty.

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Bridging rates from9.50% p.a.
Mezzanine rates from12.00% p.a.
Max LVR70%
Settlement5–10 days*

When the deal can't wait for a bank.

Bridging and mezzanine finance exists to solve a specific problem: the gap between where your capital is and where your deal needs it to be. Greyford Capital provides fast, flexible short-term facilities structured around your exit — not a generic product off a shelf.

Bridging finance — use cases

Urgent settlement before longer-term finance is arranged
Purchasing a new site before an existing asset sells
Avoiding a distressed sale under deadline pressure
Refinancing an expiring facility while terms are renegotiated
Settlement of deceased estate or partnership dissolution

Mezzanine finance — how it works

Mezzanine finance fills the gap between your senior debt (first mortgage) and your equity contribution. If your senior lender is funding to 60% LVR but the project needs 70%, a mezzanine tranche closes the gap — allowing you to preserve equity and improve your return on invested capital.

Sits behind senior debt in the capital stack (2nd mortgage or caveat)
Effectively increases total gearing while protecting equity
Can make a project viable where senior debt alone falls short
Available for construction, acquisition, and bridging scenarios

Typical loan parameters

Bridging rateFrom 9.50% p.a.
Mezzanine rateFrom 12.00% p.a.
Combined LVR (incl. mezz)Up to 70%
Term1 – 24 months
Loan size$500,000 – $50m+
Settlement (bridging)As fast as 5–10 business days
Security1st or 2nd mortgage / caveat

Mezzanine and bridging rates reflect the short-term and subordinate nature of these facilities. All rates are indicative. Settlement timelines subject to due diligence and documentation requirements.