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Loan Types · Land & Residual Stock

Land Acquisition &
Residual Stock Finance

Private lending for site acquisition and residual stock. Secure your next site without tying up equity. Hold completed stock and sell at full market value — not under pressure.

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Rates from9.25% p.a.
Max LVR (land)65%
Loan size$500k – $50m+
SettlementFast
Indicative terms24–48hrs*

Secure the site. Protect your equity.

The best development sites don't wait. Greyford Capital provides fast land acquisition finance that allows you to move on opportunity without committing all your equity at acquisition — preserving it for the development phase where you need it most.

Land acquisition finance

Development site acquisition (with or without DA)
Englobo land and subdivision sites
Strategic land banking
Site acquisition ahead of DA lodgement
Simultaneous settlement (back-to-back acquisitions)

Residual stock finance

Once your construction lender calls in their facility at practical completion, residual stock finance gives you the breathing room to sell unsold units at full market value — not at distressed prices under a construction loan deadline.

Refinance construction facility at practical completion
Hold unsold stock and sell at market without pressure
Available for residential, commercial, and mixed-use
Interest-only options to minimise holding costs

Typical loan parameters

Rate (land acquisition)From 9.25% p.a.
Rate (residual stock)From 9.25% p.a.
LVR (land)Up to 65%
LVR (residual stock)Up to 65%
Loan size$500,000 – $50m+
Term3 – 24 months
Security1st mortgage

All rates and LVRs are indicative and subject to project assessment. Land LVRs are assessed against independent valuation of the land or site as at date of purchase.