/* LOAN PAGE SHARED STYLES */
.loan-rate-bar {
  background: var(--charcoal);
  border-top: 1px solid var(--border);
  border-bottom: 1px solid var(--border);
  padding: 18px 48px;
  display: flex; align-items: center; gap: 36px; flex-wrap: wrap;
}
.lrb-item { display: flex; align-items: baseline; gap: 8px; white-space: nowrap; }
.lrb-label { font-size: 10px; letter-spacing: 0.14em; text-transform: uppercase; color: var(--muted); }
.lrb-value { font-family: var(--serif); font-size: 20px; font-weight: 400; color: var(--bone); }
.lrb-value sup { font-size: 11px; }
.lrb-div { width: 1px; height: 24px; background: var(--border); flex-shrink: 0; }

.loan-body { padding: 80px 48px 120px; background: var(--near-black); }
.loan-layout { display: grid; grid-template-columns: 1fr 340px; gap: 64px; align-items: start; }
.loan-main {}

.loan-intro { margin-bottom: 64px; }
.loan-h2 {
  font-family: var(--serif); font-size: clamp(30px,3.5vw,48px);
  font-weight: 400; line-height: 1.12; color: var(--bone); margin-bottom: 20px;
}
.loan-h2 em { font-style: italic; color: var(--gold-light); }
.loan-lead { font-size: 15px; font-weight: 300; line-height: 1.9; color: var(--muted); }

.loan-section { margin-bottom: 56px; }
.loan-h3 {
  font-family: var(--serif); font-size: 24px; font-weight: 400;
  color: var(--bone); margin-bottom: 24px; padding-bottom: 16px;
  border-bottom: 1px solid var(--border);
}

.loan-check-list { display: flex; flex-direction: column; gap: 0; border-top: 1px solid var(--border); }
.loan-check-item {
  padding: 14px 0; border-bottom: 1px solid var(--border);
  font-size: 14px; font-weight: 300; color: var(--muted);
  display: flex; align-items: center; gap: 16px;
}
.loan-check-item::before { content: '—'; color: var(--gold); font-size: 12px; flex-shrink: 0; }

.loan-features { display: grid; grid-template-columns: 1fr 1fr; gap: 1px; background: var(--border); }
.loan-feature { background: var(--near-black); padding: 28px; }
.loan-feature-title { font-size: 14px; font-weight: 500; color: var(--bone); margin-bottom: 8px; letter-spacing: 0.02em; }
.loan-feature-text { font-size: 13px; font-weight: 300; line-height: 1.8; color: var(--muted); }

.loan-params { display: flex; flex-direction: column; gap: 0; border-top: 1px solid var(--border); }
.loan-param {
  display: flex; align-items: center; justify-content: space-between;
  padding: 14px 0; border-bottom: 1px solid var(--border);
  gap: 20px;
}
.lp-label { font-size: 12px; font-weight: 300; color: var(--muted); letter-spacing: 0.04em; }
.lp-value { font-size: 13px; font-weight: 400; color: var(--bone); text-align: right; }

.loan-disclaimer { font-size: 11px; font-weight: 300; line-height: 1.8; color: #555452; }

/* SIDEBAR */
.loan-sidebar { position: sticky; top: 100px; display: flex; flex-direction: column; gap: 24px; }
.sidebar-enquire {
  background: var(--charcoal);
  border: 1px solid var(--border);
  padding: 28px;
}
.sidebar-enquire-title {
  font-size: 11px; letter-spacing: 0.16em; text-transform: uppercase;
  color: var(--gold); margin-bottom: 24px;
  display: flex; align-items: center; gap: 12px;
}
.sidebar-enquire-title::before { content: ''; display: block; width: 20px; height: 1px; background: var(--gold); }

.sidebar-links { border: 1px solid var(--border); padding: 24px 28px; }
.sidebar-links-title { font-size: 10px; letter-spacing: 0.18em; text-transform: uppercase; color: var(--muted); margin-bottom: 16px; }
.sidebar-link {
  display: block; font-size: 13px; font-weight: 300; color: var(--muted);
  text-decoration: none; padding: 10px 0; border-bottom: 1px solid var(--border);
  transition: color 0.2s, padding-left 0.2s;
}
.sidebar-link:last-child { border-bottom: none; }
.sidebar-link:hover { color: var(--bone); padding-left: 6px; }

@media (max-width:900px) {
  .loan-rate-bar { padding: 16px 24px; gap: 16px; }
  .lrb-div { display: none; }
  .loan-body { padding: 56px 24px 80px; }
  .loan-layout { grid-template-columns: 1fr; gap: 48px; }
  .loan-sidebar { position: static; }
  .loan-features { grid-template-columns: 1fr; }
}